Auto Insurance is Mandatory by the Law! For example, Illinois and Nevada require all drivers to have insurance those caught without insurance and convicted of no insurance, your license plates will be suspended and you will face the following fines: Generally is minimum $500 fine for driving uninsured minimum $1,000 fine for driving a vehicle while the license plates are suspended for a previous insurance violation. You could also get your driver privilege suspended by not having insurance on a plated vehicle under your name.
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Another problem is if you do not have a car but you are planning to buy a car soon, at the time of insurance request, most standard large insurance companies will require that you have an active insurance even when you did not have a car for 6 months or less. A laps between insurance coverage will also increase your premium (the insurance price). You can get a cheap SR22 or non owner auto insurance to protect yourself for this extra cost and even if you drive someone else's car that does not have insurance, you do not have to pay a ticket by driving someone else's car that did not have insurance and you did not know about it.
